How it works

RoundUp is an easy way to make everyday purchases part of your savings plan

1. ENROLL

First, enroll the Bank of America debit card you use for daily purchases.

Pro-tip, use this card for online and recurring payments to collect the most change.

2. SHOP

Next, use your card for everyday purchases such as at drug stores, the drive-thru or for an impulsive, must-have online buy. In other words, spend like you normally would.

3. SAVE

Finally, we'll round up your purchase to the nearest dollar amount and transfer the change from your checking account to your savings account — or to a child's savings account.



Watch the savings add up

Select typical weekly purchases to calculate your savings

standard consumer debit card
Standard Consumer Debit
standard business debit card
Standard Business Debit
standard HSA debit card
Standard HSA Debit









1. Upon enrollment, we will round up your Mastercard® or Visa® debit card purchases to the nearest dollar and transfer the difference from your checking account to your savings account. We may cancel or modify the Keep the Change service at any time without prior notice. Keep the Change is not available for small business debit cards.
 

2. You must be enrolled in Online Banking or Mobile Banking to participate in the program and have either an eligible debit or credit card or credit card. Select co-brand credit cards are not eligible. Earned cash back will be credited into an eligible checking, savings, money market or credit account in the next month following redemption. For more information, please read the program terms of use. Data connection required. Wireless carrier fees may apply.










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Serving the great state of Texas for four generations.